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About Focus Industrial Resources Limited

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Established in 1985, Focus Industrial Resources Limited is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India. The company is committed to simplifying financial services by making borrowing fast, easy, and transparent. Backed by a team of experienced professionals from Finance, Banking, and Technology, we combine expertise, innovation, and trust to deliver reliable financial solutions.

Focus Industrial Resources Limited, established in 1985 and headquartered in New Delhi, is a leading Non-Banking Financial Company (NBFC) offering a wide array of loans and advances to both individuals and businesses across India. The company is committed to providing customized financing solutions designed to meet the diverse needs of its clients.

Focus Industrial Resources Limited extends its lending services to various sectors, including salaried individuals, self-employed individuals, professionals and businessmen in trade, retail and manufacturing businesses.

With a focus on flexibility and accessibility, Focus Industrial Resources Limited plays a pivotal role in fostering financial inclusion and empowering businesses and individuals to achieve their goals.

Our Vision

  • • Highly trusted, transparent, renowned financial institution on PAN India Basis.
  • • First choice of the customer.
  • • Speedy funding solutions for the customers.
  • • Effective and efficient support to the customers.

Our Mission

  • • Empower individuals and businesses financially, particularly those at the bottom of the pyramid.
  • • Creating opportunities for growth and financial inclusion.
  • • Ensure services to contribute in the success and well-being of those we serve.

29+

Years

Of experience in consulting service

Who We Are

Focus Industrial Resources Limited focuses on funding corporate and business loans, besides others. Focus Industrial Resources Limited is a strong player in the non-banking financial sector and was established in 1985. Headquarter at New Delhi.

Focus Industrial Resources Limited offers funding services to different sectors like trade, industry, MSME, Corporates and Retails Business, Individual personal loans, and other corporate and rural loans.

We are a platform in the financial services sector set up primarily with the mission of catering to the diverse credit requirements of manufacturers, wholesale traders, and retail businesses by providing efficient and reliable access to debt finance.

Key Strengths of Focus Industrial Resources Limited

  • • Easy, Quick and Instant loan approval
  • • Quick Approval & Support
  • • Easy Transfer: Focus Industrial Resources Limited gives you easy transfer of money direct in your Bank account.
  • • Easy EMI Payment
  • • Attractive Interest rates

Key Strengths

  1. Lean and Professionally-Managed Organization: Efficiently structured to ensure agile decision-making and optimal resource allocation.
  2. Consistently Profit-Making: Demonstrated track record of profitability, reinforcing the company’s financial stability and growth potential.
  3. Strong Asset Quality: Maintains low Non-Performing Assets (NPAs), reflecting prudent lending practices and a focus on credit risk management.
  4. Lowest Administrative Cost in the Industry: Operational efficiency that allows for cost-effective management and superior service delivery.
  5. Comprehensive Consultancy & Advisory Services: Expertise in strategic, financial, regulatory, and capacity-building advisory, offering a holistic approach under one umbrella.

Focus Industrial Resources Limited is dedicated to offering tailored loans and advances to both salaried individuals, working professionals and business organizations, catering to the specific needs of each borrower. The funds provided are designed to support personal commitments, commercial objectives, working capital requirements, and business expansion plans.

The company has developed a comprehensive credit policy to assess the financial needs of its clients, ensuring that suitable loan products are offered with flexible repayment options. These terms are carefully structured to align with the repayment capacity of individual borrowers, promoting financial stability and long-term success.

What We Believe

Our team is continuously looking for innovative and efficient means of clients accessing short term financing. We realize that not every business or personal loan application will fit in the “straight and narrow” traditional loan appraisal checklist and we therefore look at different ways of serving our clients with the information they have readily available for a credit appraisal.

  • • Making access to short term financing easy for both individuals and Co.
  • • Short turnaround time, minimal documentation, precise credit appraisal and efficient service
  • • Innovative and efficient channels for clients to accesses financing
  • • Great customer service and experience

Loan Documents/Papers for Business Loan

  1. Audited Balance Sheet of the company/firm/proprietorship for the last 3 years along with ITR acknowledgment and computation.
  2. ITR Acknowledgement and Computation of all the Directors/Partners/Proprietor/ Guarantor of last 3 years.
  3. PAN Card of in case of Company/Firm.
  4. KYC Documents (PAN and Aadhar Card) and Contact details of all the Directors/Partners/Proprietor/ Guarantor.
  5. Bank Statement of the Company/Firm/Proprietorship of last 6 Months.
  6. Saving Bank Statement of All the Directors/Partners/Proprietor/Guarantor of last 6 Months
  7. GSTR-3B return of Last 6 Months.
  8. Loan amount and EMI Sheet.
  9. Net-worth Certificate or Net-worth details.
  10. Work order (Present and Future).
  11. Companies AOA (Article of Association) and MOA (Memorandum of Association).
  12. Copy of Partnership Deed.
  13. List of Directors and Shareholders.
  14. Electricity Bill and Property Tax Receipt.
  15. Rent Agreement.
  16. List of major Debtors and Creditors List.

Loan Documents for Personal Loan

  1. Salary Slip – 3 months
  2. Bank Statements- 6 months and above for all Banks
  3. Self-Attested KYC
  4. Recent size PP Photograph
  5. Ownership proof such as Electricity Bill, Water Bill etc.
  6. ITR Acknowledgement and Computation
  7. 2 References

Before Disbursement Documents List

  1. At least two references of each applicant with their contact number.
  2. Sign verification cheque (Rs.500 cheque of all applicant for verify the signature).
  3. PDC (Post Dated Cheque) Cheque of Company/Firm and all the applicant.
  4. Sign on ECS form (NACH-online and manual).
  5. Minimum 4 Passport size photo of each Applicant and Guarantor.